At Legacy Auto Credit, we concentrate on rebuilding our client’s credit through low-interest auto loans.
A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!
Boost your Credit Rating
Our objective would be to transform our clients’ monetary lives by enhancing their credit ratings, enabling loan providers and creditors to think about them low-risk. We accomplish that goal through getting our consumers in to the vehicle that is right restore their credit rating.
Legacy Car Credit provides:
- Low-kilometre cars, to help you drive a vehicle that is reliable make low re re re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
- 2-5 12 months term choices
- Reports to Equifax, to make sure online installment loans iowa that your credit rating improves throughout the term
- Detailed intends to allow you to reconstruct your credit
- Partnerships with dealer groups, to offer you a selection that is large of to meet up your preferences
- Professional staff to assist with debt-restructuring through proposals and bankruptcy
- Multi-point automobile inspections, in lowering the possibility of unforeseen fix expenses
- 30 Exchange day
- Free Distribution
Step One
Apply On Line
Our credit that is easy application have the process began with certainly one of our Credit and Finance Advisors.
Step Two
Approval
Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct your credit with a car loan.
Step Three
Drive Away
After your approval, you are able to drive away in your vehicle that time if you’d like! By way of our super easy process, we’ll enable you to get authorized and driving very quickly, to get back into residing the life span you desire through rebuilding your credit.
The Thing That Makes Us Various
Our Company Is The Financial Institution
We have been an in-house funding company that lends our very own money, and therefore causes us to be various.
Meet The Group
At legacy Auto Credit you can easily select whom works for you personally. Our commission that is non Credit Finance Advisors can get you authorized and explain to you automobile choices
We Deliver
Whom knew vehicles had been like pizza. You will get our low price in household funding anywhere in Ontario without the need to keep your home.
Exchange Privilege
We’re certain you’ll be satisfied with your brand-new purchase, however in situation you aren’t merely carry it back* and we’ll allow you to exchange it for the right one. (*Some exceptions apply)
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Testimonials
We have been invested in causing you to a durable client and buddy.
We had a fantastic experience coping with Vic, and auto credit that is legacy. Assisting us realize just exactly how credit file work and exactly how to boost it, making us feel confident!
Victor ended up being amazing! He had been really explain that is thorough we necessary to know and responded any concerns that I’d. He definitely went far above to have me personally another automobile. I might suggest planning to see him if you’re interested in another automobile.
Vic had been great in getting me personally a motor vehicle that I favor and it is dependable. If i really could provide a lot more than 5 movie stars i might, he worked perfectly with my income too!
Vic ended up being amazing to cope with exceptional interaction through the whole procedure. Stepped me detail by detail placing me personally in to automobile that was suitable for me personally! Many thanks for all of your assistance
Undoubtedly the experience ive that is best had purchasing an automobile ended up being using this spot! Ereallybody is extremely helpfulf! Vic had been great with interaction and maintaining us as much as date from the process and got us vehicle we desired quickly without issues! Would certainly keep coming back once more
Can I get yourself auto loan after having a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an uncontrollable occasion or situation. Quite a few customers have experienced a previous repossession or will likely be coming back their automobile towards the bank whenever filing a bankruptcy or customer proposition.
Will this help me personally build my credit?
Yes, if you will be making your repayments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. With time with on time payments your rating will increase.
What’s In-House Financing/Leasing?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies that individuals supply the funds after which you spend us right back. We could glance at your credit situation for a individual degree and determine your capability which will make re re payments even although you have actually bad credit. We result in the concluding decision on the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new vehicles.
Wemagine if I are turned straight straight straight down before?
We come across lots of people which have been formerly rejected because of a few reasons that have included, bad payment history, perhaps not the full time face to face, way too much financial obligation and income that is non-garnishable. With this In-House system we glance at your revenue, costs and debts that could be inducing the change downs and offer you with approaches to get you driving and rebuilding your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy Auto Credit our In-House system was made for consumer and bankruptcy proposal clients. If you’re planning to file or have filed and are also perhaps not released, it is possible to nevertheless be eligible for our low price in-house system. We utilize several trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your repayments to Equifax which can help re-establish your credit history.
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We’re Right Here To Simply Help
Our task would be to assist people who have bad credit get automotive loans at a cost point sufficient reason for prices they could afford. Regardless of your circumstances, it is well well worth trying and talking with certainly one of our credit professionals. Don’t let credit that is poor in the form of residing an improved life.